Conference Agenda
Overview and details of the sessions of this conference.
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Some information on the session logistics:
If not stated otherwise, the discussant is the following speaker, with the first speaker being the discussant of the last paper. The last speaker of each session is the session chair. (Exception: invited sessions)
Presenters should speak for no more than 20 minutes, and discussants should limit their remarks to no more than 5 minutes. The remaining time should be reserved for audience questions and the presenter’s responses. We suggest following these guidelines also in the (less common) 3-paper sessions in a 2-hour slot, to allow participants to move between sessions. Discussants are encouraged to avoid summarizing the paper. By focusing on a few questions and comments, the discussants can help start a broader discussion with the audience.
Only registered participants can attend this conference. Further information available on the congress website https://www.iseg.ulisboa.pt/en/event/iipf/ .
Venue address: ISEG - Lisbon School of Economics & Management, R. Francesinhas 21, 1200-675 Lisboa, Portugal
Please note that all times are shown in the time zone of the conference. The current conference time is: 17th Sept 2026, 11:36:57am WEST
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Daily Overview |
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B08: Redistribution: Perceptions and Policy Design Location: Room 108 (Francesinhas 1) | |
| Presentation 1 | |
Ethnic Differences In Retirement Wealth Accumulation In The UK 1: Institute for Fiscal Studies, United Kingdom; 2: University College London, United Kingdom; 3: HM Treasury, United Kingdom Private pensions are the largest component of household wealth in the UK, and the vast majority of employees are automatically enrolled into workplace pension plans. Using employer-reported pension data linked to the population census, we document that Bangladeshi and Pakistani employees are around twice as likely to opt out of their workplace pension as employees from other ethnic backgrounds. Opting out means forfeiting employer pension contributions and tax subsidies, with potentially large financial consequences: we estimate that a typical Bangladeshi or Pakistani employee who consistently opts out would have around 60% higher retirement income if they instead saved in their workplace pension. These differences persist within firms and are not explained by economic differences across ethnic groups. Instead, we present a set of evidence pointing to the importance of Islamic religious beliefs in driving the higher opt-out rates, consistent with Islamic teachings on savings.
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